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General & Professional Liability: Which Do You Need?

By Tangram Insurance Services
June 27, 2023

Liability insurance protects your adult residential care facility against potentially expensive lawsuits. To make sure you’re well protected, you usually need multiple types of coverage, including both general and professional liability insurance. What Is General Liability Insurance? The Insurance Information Institute says commercial general liability insurance provides protection against financial loss if your business is ...

Medication Theft: Steps to Protect Your Adult Residential Care Facility

By Jaime Patane
April 16, 2019

Families rely on adult residential care facilities to care for their loved ones and keep them safe. That includes administering medications on schedule and as prescribed by the doctor. In recent years, many adult residential care facilities have had resident medications stolen by employees, also referred to as drug diversion. The increase in theft is ...

Loss of Business Income & Extra Expense – Don’t wait until it’s too late!

By Jaime Patane
March 18, 2019

When it comes to caring for residents in an adult residential care facility, most administrators will say some days go as planned and some don’t. It is nearly impossible to predict every misstep that might occur. The best thing any adult residential care facility can do is to implement procedures to minimize risk and make ...

Protect your Residential Care Facility from Ransomware Attacks

By Jaime Patane
March 06, 2019

Cyber criminals or hackers target organizations to steal sensitive data about the company, supporters, and customers. Historically, when individuals think about criminal cyber activity, they assumed only large for-profit organizations were at risk. That is no longer the case as criminals look for organizations that have minimal IT support and valuable, sensitive data – two ...

Special Event Insurance and Why You May Need It

By Jaime Patane
October 01, 2018

Residential Care Facilities that offer special gatherings, banquets, resident carnivals, or other events may require additional insurance coverage. Special Events insurance is designed to offer protection to the event sponsor, holder, or vendor for bodily injury or property damage. These types of policies are written for the specific location, date, and time of the event. ...

The Benefits of Random Drug Testing Employees in Assisted Living Facilities

By Jaime Patane
September 11, 2018

With the growing epidemic of prescription medication abuse in our country, drug screening has become an essential part of the hiring process for Adult Residential Care Facilities. It is important to make sure that the people who work at these facilities have no history of criminal behavior or current substance abuse problems that can put ...

The Importance of Providing Activities at your Assisted Living Facility

By Jaime Patane
August 24, 2018

Activities are an essential element of the day to day life of an Assisted Living Facility. People need to be able to learn, interact, laugh and have fun no matter where they reside. While doing things like playing cards and board games may be fine for a rainy day, Adult Residential Care Homes can, while ...

PCH Mutual’s New Loss Impact Hotline

By Heather Brown
June 26, 2018

For more than 14 years, Personal Care & Assisted Living Insurance Center (PCALIC, LLC) has been the program manager for PCH Mutual Insurance Company, A RRG. PCH is a unique insurance carrier that specializes in partnering with adult residential care facilities across the United States and continues to seek out ways to offer valuable services ...

Your Caregivers and Social Media

By Heather Brown
May 04, 2018

The use of social media has increased significantly in recent years as the number of platforms continues to grow. Platforms like Twitter, LinkedIn, and Facebook offer many benefits to users including more communication with long-distance friends and family as well as access to news and industry happenings. But, the benefits also come with many risks, ...

Announcing PCH’s New Memory Box Initiative

By Heather Brown
March 09, 2018

Memory boxes have always been a way to collect mementos of the things we love most in our lives – ticket stubs to remember an experience, photos of loved ones, and even written text to remember a conversation. Anybody can create their own memory box during any point in their life. Over the years the ...