start saving money!

Liability Insurance Costs Grow: Managing Risk

By Samone Maddox
June 26, 2019

The adult residential care industry has seen tremendous growth in the past decade which is only predicted to grow with the arrival of the baby-boomers. In the U.S., families rely heavily on adult residential care models because children don’t always live as close to their parents as they once did. With the continued demand, the ...

Who is Responsible for Resident’s Property?

By Samone Maddox
June 12, 2019

Some residents move into a care setting with no belongings, while others bring some along because they need them in their daily activities (eyeglasses) or to make their room feel more like a home. In the course of a resident’s time in an adult residential care facility, they can also acquire additional items that family ...

Medication Theft: Steps to Protect Your Adult Residential Care Facility

By Alexa Connelly
April 16, 2019

Families rely on adult residential care facilities to care for their loved ones and keep them safe. That includes administering medications on schedule and as prescribed by the doctor. In recent years, many adult residential care facilities have had resident medications stolen by employees, also referred to as drug diversion. The increase in theft is ...

Loss of Business Income & Extra Expense – Don’t wait until it’s too late!

By Alexa Connelly
March 18, 2019

When it comes to caring for residents in an adult residential care facility, most administrators will say some days go as planned and some don’t. It is nearly impossible to predict every misstep that might occur. The best thing any adult residential care facility can do is to implement procedures to minimize risk and make ...

Protect your Residential Care Facility from Ransomware Attacks

By Alexa Connelly
March 06, 2019

Cyber criminals or hackers target organizations to steal sensitive data about the company, supporters, and customers. Historically, when individuals think about criminal cyber activity, they assumed only large for-profit organizations were at risk. That is no longer the case as criminals look for organizations that have minimal IT support and valuable, sensitive data – two ...

Special Event Insurance and Why You May Need It

By Alexa Connelly
October 01, 2018

Residential Care Facilities that offer special gatherings, banquets, resident carnivals, or other events may require additional insurance coverage. Special Events insurance is designed to offer protection to the event sponsor, holder, or vendor for bodily injury or property damage. These types of policies are written for the specific location, date, and time of the event. ...

The Benefits of Random Drug Testing Employees in Assisted Living Facilities

By Alexa Connelly
September 11, 2018

With the growing epidemic of prescription medication abuse in our country, drug screening has become an essential part of the hiring process for Adult Residential Care Facilities. It is important to make sure that the people who work at these facilities have no history of criminal behavior or current substance abuse problems that can put ...

The Importance of Providing Activities at your Assisted Living Facility

By Alexa Connelly
August 24, 2018

Activities are an essential element of the day to day life of an Assisted Living Facility. People need to be able to learn, interact, laugh and have fun no matter where they reside. While doing things like playing cards and board games may be fine for a rainy day, Adult Residential Care Homes can, while ...

Florida Lawmakers Require Generators for Assisted Living Facilities

By Heather Brown
July 20, 2018

  Florida lawmakers recently ratified a bill requiring all assisted living facilities (ALFs) to have working generators. Governor Rick Scott originally introduced the requirement for both nursing homes and assisted living facilities. While the nursing home law was passed in February, the assisted living facility requirement was stalled due to concerns about how the increase ...

New Michigan Home for the Aged Legislation

By Heather Brown
July 13, 2018

  Michigan is home to 11,000 elderly residents living in Homes for the Aged across the state. Homes for the Aged provide care for more than 21 residents at a time, unless attached to a nursing home In which they can have fewer residents. These homes are one type of assisted living program in Michigan. ...