One of the most commonly asked questions we hear is about property insurance. Some insureds come to us thinking, since they live in the home, their homeowner’s insurance policy is enough to protect them in the event of a fire, theft, or other damage to their property.. Others think that since their last agent knew ...

Commercial property insurance pays to replace your building, all of your belongings inside the building and the remainder of your existing loan. Without it, you would have no way to replace what you need to continue caring for your residents....

Small adult residential care homes or facilities are often found in residential houses. Many adult care home owners have the belief that a homeowner’s insurance policy is adequate coverage.  This assumption is not accurate. Many owners do not realize this until they try to file a property insurance claim and it is denied! Why?  Homeowner’s ...