There are many ways your business property can be destroyed or damaged, ranging from hazardous weather to fire.
That makes your business property as, if not more, vulnerable than your own personal property. Make commercial property insurance a primary part of your business insurance. It is a key risk management tool. This coverage features:
Over the years, we have often been asked, “Is my homeowner’s insurance policy adequate property insurance?” The answer is no. Homeowner’s policies exclude coverage if there is any business being operated within the home.
PCALIC, LLC specializes in providing insurance protection for your adult residential care facility.
Complete the form on this page now to request a free quote or call 800-673-2558 to speak with a client PCALIC team member now.
I’ve owned a California Residential Care Facility for Elderly since 1994, and I’ve worked with three different insurance companies. All three were difficult, expensive, and more interested in protecting themselves rather than me. I was always shopping for better insurance, and never found better until I received a brochure from PCALIC. This company took the time to understand my special circumstances, and put together a group of companies and policies that gave me excellent coverage for what I needed at reasonable prices, and have followed up with excellent service. They are a breath of fresh air in an overheated industry.
It’s a relief to have been referred to a brokerage that writes the specific policies that personal care homes need. Knowledge of industry is fantastic.