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How to Find Benefits for the Elderly

By Heather Brown
September 14, 2015

There are different benefits for the elderly that you can find and many of them are reachable online. If you don’t get the help of the government or an organization, it can be expensive to take care of your elderly relatives. There are various government programs that can help you to get the proper care and these are just some of them:

HIPAA (The Health Insurance Portability and Accountability Act)

This is an act from 1996 that was signed by Bill Clinton and that protects the insurance of people with certain diseases and conditions and offers privacy for the medical records of elderly individuals. You can access the HIPAA website for more information.

SSI (Supplemental Security Income)

This program is for elders who earned benefits from Social Security on lower paying jobs, with the condition that the benefits constitute the only income source. Applicants may have a larger monthly benefit from this program.

VA (Department of Veterans Affairs)

You can apply for larger benefits in the case in which your parent is a military veteran and has a disability that it related to the military service that the elder has been involved in. If the disability became worse after some time, you can get even more benefits. Different levels of compensation exist. The only problem with this program is that it has been slow in the last years.

AoA (Administration on Aging)

Different programs are actually managed by AoA and these programs involve counseling in the field of health insurance, elder abuse protection, legal help and care for the long term. You have to go to the official website and start by clicking the link that points to Elders and Families.

Medicare

Medicare is not just about medical insurance or hospitals. People who are older than sixty-five and who are collecting Social Security are covered by this health insurance program. Younger people can benefit from this coverage too, but only if they are disabled or if they have permanent kidney failure. There are four parts: A, B, C and D.  The majority of seniors are covered by the Original Medicare Plan, which requires additional payments to the ones of parts B and D.

Area Agency on Aging

This is an agency with lots of professionals in the staff. These staff members are aware of all the elder program and services that could be found in your area.

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