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Insurance for Assisted Living Homes, Adult Foster Homes and Personal Care Homes

Do you want to wait UNTIL something horrible happens to find out if you and your adult care home are properly protected from a lawsuit? We didn’t think so! The team at Personal Care & Assisted Living Insurance Center, LLC (PCALIC, LLC) specialises in providing insurance protection for adult residential care facilities including adult foster homes, adult family homes, assisted living homes, adult care homes, assisted living facilities and personal care homes across the country.

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Mission Statement


The mission of PCALIC is to provide, and maintain quality insurance coverage at an affordable price for personal care homes, and Assisted Living Facilities through streamlined risk management systems.

Vision Statement


PCALIC’s vision is to offer affordable, stable, and adaptable insurance products for adult assisted living and related services in select states. This will be achieved through marketing, knowledgeable staff, education, loss control, and safety tools.

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Why Choose PCALIC?

At PCALIC we partner with your adult residential organization to review your current insurance policy and identify coverage gaps. Our team will also work attentively with you to recommend a comprehensive insurance protection plan specific to the needs of your adult residential organization.

  • COMMA

    I have had a wonderful experience with PCALIC. They respond promptly to e-mails and phone calls, see that I am satisfied to the best of their ability, and makes this business relationship a true partnership.

    - Brett Wright

    Renaissance Senior Care LLC
  • COMMA

    I think this is the best company I’ve been with and I have been in business for 14 years. They are really good at providing education at no charge. And it’s the education we need as being an assisted living home. They return phone calls within hours and they are always knowledgeable about what we are asking questions about.

    - Mary Troup

    Southern Living ALH
  • COMMA

    This insurance is the best value for my money. But the best thing about this insurance agency is the account managers. They are wonderful. They have helped me every step of the process. And even better when I missed my renewal date they emailed and called me to make sure I didn’t take a loss in coverage. PCALIC is the best!!!

    - Joyce Ewing

    Ewing House LLC
  • COMMA

    Thanks for having patience with us as we navigate through the many phases of selecting coverage. Your knowledge of our specific business coverage needs with its amounts is appreciated

    - Willa Hollaway

    Deanwood House of Care
  • COMMA

    I am pleased with PCALIC simply because I get quick responses back with questions about things I don’t understand. Everyone has been very professional and prompt with their answers. I am satisfied with the service offered by this agency.

    - Willie Mae Smith

    Peace Personal Care Home, Inc
  • COMMA

    I have written coverages with this agency for the past three years. They have been incredible to work with for service and turn around on quotes and policies. I sincerely appreciate their professionalism and knowledge of the products.

    - Debra McBride

    Alpine Insurance Agency, Inc
  • COMMA

    PCALIC has allowed me to find competitive rates and solutions for my clients. I am grateful for their support and dedication in assisting with this tedious and complex task.

    - Zeliko Miasinovic

    Zelmar Insurance Services, Inc
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